Rates & Insurance

Core Counseling KC does not accept insurance.

That's a deliberate choice, not a limitation — and it's worth explaining why, because it directly affects the kind of care you get.

Why I don't accept insurance

Insurance companies require a diagnosis before they'll reimburse for therapy, and that diagnosis becomes a permanent part of your medical record, accessible to your insurance company and potentially to future insurers. They can also limit how many sessions you're allowed, dictate what kind of treatment is considered "medically necessary," and require ongoing documentation that shifts my focus away from you and onto satisfying a claims process.

Working outside of insurance means none of that applies. There's no diagnosis required to start, no cap on how long we work together, and no outside party deciding what your care should look like. It's just us, and what you actually need.

What sessions cost

Individual sessions are 45 minutes and cost $160 per session.

Couples and premarital sessions are 60 minutes and cost $215 per session.

A credit card is required on file for your initial and ongoing sessions, stored securely through SimplePractice, a HIPAA-compliant platform. Major credit, debit, FSA and HSA cards are all accepted.

Can I still use my insurance?

While I don't bill insurance directly, I can provide you with a superbill through your client portal on a monthly basis if you'd like to seek reimbursement from your insurance company yourself. This isn't a guarantee that your insurance will accept it — many plans have out-of-network benefits that cover a portion of therapy costs, but coverage varies significantly, so it's worth calling your insurer directly to ask about out-of-network mental health reimbursement before you start.

I'm happy to provide my license and National Provider Identifier (NPI) numbers if that's helpful for your inquiry. One thing worth knowing: if you do seek reimbursement, some insurance companies may request access to your records, including any diagnosis assigned, as part of that process.

Is private pay therapy worth the investment?

Therapy costs more than money. It costs time, vulnerability, and the willingness to sit with things that are uncomfortable to look at directly. Private pay therapy means that investment goes entirely toward your care, not toward meeting an insurance company's requirements for what counts as treatable or how long treatment should last.

For many of the people I work with, especially those juggling full lives, demanding careers, or a lot of unspoken pressure to have it together, that distinction matters. This is a space that belongs entirely to you.

If you're ready to talk about what this could look like for you, I'd love to talk.